General Insurance Disclaimer
Last Updated: March 20, 2026
No Coverage Bound or Altered via Website
Please be advised that coverage cannot be bound, altered, canceled, or modified through the use of this website, through email, via our contact forms, or by leaving a voicemail message. You must speak directly with a licensed agent at A & J Insurance Services and receive written confirmation before any additions, deletions, or changes to your insurance coverage become effective.
Informational Purposes Only
The information provided on this website is for general informational and educational purposes only. It does not constitute legal, tax, or professional advice. While we strive to keep our content accurate and up-to-date, insurance markets, laws in the state of Florida, and carrier guidelines change frequently.
Policy Language Governs
Any descriptions of insurance coverage found on this site are simplified overviews. They do not amend, modify, or supplement any insurance policy. Your actual coverage is strictly governed by the specific terms, conditions, limitations, and exclusions found in your issued policy contract. In the event of a discrepancy between the information on this website and your policy documents, the policy documents will always prevail.
Quotes Are Estimates
Any quote requests submitted through this website are preliminary estimates based on the information provided by the user. They are not a contract, a binder, or a guarantee of coverage or specific pricing. Final rates and policy issuance are subject to underwriting approval by the respective insurance carrier.
Licensing
A & J Insurance Services is licensed to sell property and casualty insurance exclusively in the state of Florida. This website is not intended as a solicitation for insurance in any state or jurisdiction where we are not properly licensed.
Testimonials & Client Experiences
From time to time, this website may display testimonials or feedback from current or past clients of A & J Insurance Services. These testimonials reflect the individual experience of those clients and are provided for informational purposes only. Past client experiences do not guarantee future results, coverage outcomes, or pricing. Results may vary based on individual circumstances, property details, coverage selections, and carrier underwriting decisions. No testimonial on this site constitutes a representation or warranty regarding your specific insurance needs or the coverage available to you.
Contact Us
If you have questions about your coverage, need to make a change to your policy, or require clarification about any information on this website, please contact a licensed agent directly:
A & J Insurance Services, Inc.
- Phone: (561) 586-4955
- Email: aj@ajinsuranceservices.com
- Office: 807 Lucerne Ave. East Unit, Lake Worth Beach, FL 33460
- Website: https://www.ajinsuranceservices.com